:root{color-scheme:light;--ink:#1e2634;--muted:#5b6678;--line:#d5dce6;--paper:#fff;--bg:#f4f6fa;--accent:#173a5e;--soft:#e8edf4;--warn:#79551c;--error:#992e2e;--gold:#c0962f;--gold-soft:#faf6eb;--navy-deep:#0d1b2e;font:16px/1.55 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink)}header,main,footer{max-width:1180px;margin:auto;padding:0 32px}header{padding-top:42px;padding-bottom:27px}h1,h2,h3,p{margin:0 0 14px}h1{font-size:clamp(1.8rem,4vw,2.65rem);font-weight:650;line-height:1.2;letter-spacing:-.035em}h2{font-size:1.45rem;line-height:1.3;letter-spacing:-.015em}h3{font-size:1.08rem}a{color:var(--accent);text-underline-offset:3px}.eyebrow{font-size:.73rem;letter-spacing:.14em;font-weight:700;color:var(--accent);margin-bottom:13px}.lede{max-width:720px;color:var(--muted);font-size:1.08rem}.meta{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:.79rem;color:var(--muted)}.meta span:before{content:'·';margin-right:9px}.tabs{display:flex;border-bottom:1px solid var(--line);gap:8px;margin-bottom:27px}.tabs button{border:1px solid transparent;border-radius:5px 5px 0 0;background:none;flex:1;text-align:left;padding:15px 18px;color:var(--muted)}.tabs button[aria-selected=true]{background:var(--paper);border-color:var(--line);border-bottom-color:var(--paper);color:var(--ink);margin-bottom:-1px}.tabs span{font-size:.7rem;display:inline-block;margin-left:6px;color:var(--muted);font-weight:500}.section-heading{margin-bottom:23px}.section-heading p{color:var(--muted);max-width:800px}.workspace{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:24px;align-items:start}.card,.result{border:1px solid var(--line);background:var(--paper);border-radius:6px;padding:25px;min-width:0}.result{border-top:3px solid var(--accent)}.placeholder{background:#fafbfd;border-top:1px solid var(--line);color:var(--muted)}.placeholder h3{color:var(--ink)}.grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.wide{grid-column:1/-1}label{display:block;font-size:.88rem;font-weight:600;margin-bottom:16px}input,select{font:inherit;font-size:1rem;width:100%;border:1px solid #9aa7b8;border-radius:4px;padding:10px 11px;background:white;color:var(--ink);margin-top:7px;min-height:45px}input[type=checkbox]{width:18px;min-width:18px;height:18px;min-height:0;margin:3px 0 0;accent-color:var(--accent)}label.check{display:flex;align-items:flex-start;gap:11px;font-weight:400;margin:19px 0}.hint,.optional{font-size:.8rem;color:var(--muted);font-weight:400}.hint{margin-top:-4px}.optional{display:block}.check+.hint{margin-top:0}fieldset{border:0;border-bottom:1px solid var(--line);padding:0 0 17px;margin:0 0 20px;min-width:0}legend{font-size:.81rem;font-weight:700;letter-spacing:.02em;margin-bottom:16px;color:var(--accent);padding:0}button{font:inherit;font-size:.9rem;font-weight:650;padding:11px 17px;min-height:43px;background:white;border:1px solid #a8b3c4;border-radius:4px;cursor:pointer;color:var(--ink)}button:hover{background:#e6ebf2}.primary{background:var(--accent);border-color:var(--accent);color:white}.primary:hover{background:#10283f}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #bc852c;outline-offset:3px}button:disabled{opacity:.55;cursor:not-allowed}.amount{font-size:clamp(1.75rem,3vw,2.45rem);font-weight:650;letter-spacing:-.04em;line-height:1.25;margin:8px 0 18px}.kicker{font-size:.73rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:650}.formula{background:var(--soft);padding:12px 14px;border-radius:3px;font-variant-numeric:tabular-nums}.facts{margin:20px 0;display:grid;grid-template-columns:115px minmax(0,1fr);gap:10px 15px;font-size:.86rem}.facts dt{color:var(--muted)}.facts dd{margin:0;font-weight:550;overflow-wrap:anywhere}.notice{padding:13px 15px;background:#faf6eb;border-left:3px solid #b58d40;font-size:.86rem}.result ul{padding-left:21px}.result li{margin:7px 0}.disclaimer{font-size:.76rem;color:var(--muted);border-top:1px solid var(--line);margin:21px 0 0;padding-top:13px}.error{border-color:#d39797;border-top-color:var(--error)}.error h3{color:var(--error)}.scope{border-top:1px solid var(--line);margin-top:38px;padding-top:24px;font-size:.85rem;color:var(--muted)}.scope h2{font-size:.95rem;color:var(--ink)}footer{font-size:.77rem;color:var(--muted);padding-top:20px;padding-bottom:28px}footer p{max-width:900px}.key-form{display:flex;align-items:flex-end;gap:14px;flex-wrap:wrap;margin-bottom:25px}.key-form label{flex:1 1 260px;margin:0}.key-form .hint{width:100%;margin:0}.key-form #key-status:empty{display:none}.tool{margin-bottom:16px}.tool summary{font-weight:650;font-size:1.03rem;cursor:pointer}.tool[open] summary{margin-bottom:18px}.tool>p{max-width:900px;font-size:.9rem;color:var(--muted)}.tool .result{margin-top:22px;background:#fcfdff}.report-controls{display:flex;align-items:flex-end;gap:14px}.report-controls label{flex:1;margin:0}.table-wrap{overflow-x:auto;margin:17px 0;max-height:480px}table{border-collapse:collapse;width:100%;font-size:.85rem;font-variant-numeric:tabular-nums}th,td{padding:11px 10px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}th{font-size:.74rem;background:var(--soft);color:var(--muted);position:sticky;top:0}th:first-child,td:first-child{text-align:left}.table-wrap:focus-visible{outline:3px solid #bc852c}td.wrap{white-space:normal;min-width:160px}.account-item{display:flex;gap:12px;justify-content:space-between;align-items:center;font-size:.88rem;padding:14px 0;border-bottom:1px solid var(--line)}#accounts-list{margin:12px 0 22px}.account-item button{font-size:.8rem;padding:5px 10px}.report-note{font-size:.8rem}.skip{position:absolute;left:10px;top:-60px;background:white;padding:10px;z-index:2}.skip:focus{top:10px}[hidden]{display:none!important}#print-report{display:none}
@media(max-width:780px){header,main,footer,.brandbar-inner{padding-left:20px;padding-right:20px}header{padding-top:27px}.workspace{grid-template-columns:1fr}.tabs{gap:2px}.tabs button{font-size:.78rem;padding:10px 6px;line-height:1.3}.tabs span{display:block;margin-left:0}.card,.result{padding:20px}.meta{gap:6px 14px}.section-heading{margin-bottom:18px}}
@media(max-width:430px){.grid{grid-template-columns:1fr}.wide{grid-column:auto}.facts{grid-template-columns:90px minmax(0,1fr)}.report-controls{align-items:stretch;flex-direction:column}.card,.result{padding:17px}.amount{font-size:2rem}}
@page{size:letter;margin:.52in}
@media print{body{background:white;color:black;font:10pt/1.35 system-ui,sans-serif}body>header,body>main,body>footer,.skip,noscript{display:none!important}#print-report{display:block}#print-report h1{font-size:21pt;margin:0 0 6pt}#print-report h2{font-size:14pt;margin:15pt 0 8pt}#print-report p{margin:6pt 0}#print-report .facts{margin:10pt 0;grid-template-columns:125px 1fr;font-size:9pt;gap:5pt}#print-report table{font-size:8.5pt}#print-report th,#print-report td{padding:5pt;white-space:normal;position:static}#print-report .disclaimer{font-size:8pt;margin-top:13pt}#print-report .formula{padding:7pt;background:none;border:1px solid #aaa}#print-report ul{padding-left:16pt}#print-report li{margin:4pt 0}#print-report .amount{font-size:23pt;margin:8pt 0}#print-report .report-source{font-size:7.5pt;color:#444}a{color:inherit;text-decoration:none}}
@media print{#print-report.compact-report{font-size:8.5pt;line-height:1.25}#print-report.compact-report .amount{font-size:19pt;margin:5pt 0}#print-report.compact-report h3{font-size:10pt;margin:9pt 0 4pt}#print-report.compact-report th,#print-report.compact-report td{font-size:8pt;padding:3.5pt}#print-report.compact-report .disclaimer{margin-top:8pt;padding-top:7pt}}
.brandbar{background:var(--navy-deep)}.brandbar-inner{max-width:1180px;margin:auto;padding:13px 32px;display:flex;justify-content:space-between;align-items:center;font-size:.85rem;color:#aeb8ca}.brandbar a{color:#fff;font-weight:650;text-decoration:none;font-size:.95rem;display:inline-flex;align-items:center;gap:9px}.brandbar-mark{width:25px;height:25px;border-radius:7px;background:linear-gradient(135deg,#173a5e 55%,#c0962f 55%);color:#fff;font-size:13px;display:inline-flex;align-items:center;justify-content:center;font-weight:700}
.empty{text-align:center;padding:26px 10px}.empty-icon{width:62px;height:62px;border-radius:50%;background:var(--gold-soft);border:1px solid #dcc48a;display:flex;align-items:center;justify-content:center;margin:0 auto 15px;color:#8a6a1f}.empty-icon svg{width:29px;height:29px}.empty h3{margin-bottom:8px;color:var(--ink)}.empty p{max-width:430px;margin:0 auto 18px}button.secondary{background:#fff;border:1px solid #a8b3c4}